Signer Beware

Employment

Employment Contract Red Flags: Non-Competes and IP Assignments

Imagine landing your dream job, only to realize a few months later that the contract you signed is binding you in ways you never anticipated. You were so thrilled about the opportunity that you skimmed over the fine print—something we’ve all been guilty of at some point. But

Real Estate

Timeshare Contract Scams: How to Avoid Losing Thousands

Imagine booking your dream vacation only to find out later that you've been trapped in a contract costing you tens of thousands of dollars. This nightmare scenario is all too real for many who fall victim to timeshare scams. While the promise of affordable, recurring vacations sounds enticing,

Financial Contracts

Credit Card Terms You Should Never Accept

Imagine this: you've just signed up for a new credit card, enticed by the promise of travel rewards and cash back on every purchase. A few months later, you receive your statement and are shocked to find unexpected fees that eat away at your hard-earned rewards. Unfortunately, this

Service Contracts

Cell Phone Contract Gotchas: Hidden Fees and Auto-Charges

Imagine signing up for a new cell phone plan, excited about the advertised low monthly rate, only to find your bill bloated with unexpected charges. You're not alone. A recent study found that over 60% of wireless customers encounter hidden fees in their cell phone contract, costing them

Case Studies

Contract Horror Stories: 10 People Who Didn't Read the Fine Print

Imagine this: you’ve just signed a contract for what seems like the deal of a lifetime, only to discover you’ve inadvertently agreed to terms that could cost you thousands. Sound like a nightmare? Unfortunately, for many, this is a reality they face after failing to read the fine

Contract Clauses

Cancellation Fees: How Much Does It Cost to Get Out?

Imagine this: You've found a better deal on a service, but when you try to cancel your current contract, you're hit with an unexpected $200 cancellation fee. Suddenly, that great deal isn't so great anymore. Unfortunately, this scenario is all too common. Cancellation fees,

Contract Clauses

Liability Caps in Contracts: Why Companies Limit What They Owe You

Imagine signing a contract for a home renovation you’ve dreamed about for years. You’re eager and excited, but somewhere in the fine print is a clause that could cost you thousands if something goes wrong. That’s the reality with liability caps—they're often hidden in

Consumer Rights

California Contract Laws: Stronger Protections Against Gotchas

Imagine signing up for a gym membership, only to find out later that you've unwittingly agreed to a year-long contract with steep cancellation fees hidden in the fine print. Unfortunately, far too many California consumers find themselves trapped in similar situations due to cleverly disguised "gotchas"

Consumer Rights

Consumer Protection Laws by State: Your Rights Before Signing

Imagine this: You're excited about purchasing a brand-new car. The dealership is buzzing, and the salesperson is charming. You skim through the contract and sign on the dotted line, only to find out months later that you're stuck with hidden fees and unfavorable terms. This scenario

Service Contracts

HVAC Service Contract Red Flags: What They Don't Tell You

Picture this: It's the hottest day of the year, and your air conditioning system decides to call it quits. You remember signing up for an HVAC service contract with the promise of regular maintenance and priority service. Yet, when you call, you're hit with unexpected fees

Service Contracts

Home Warranty Scams: Why Your Claim Might Get Denied

Imagine this: Your HVAC system breaks down in the middle of a sweltering summer, and you call up your home warranty company, confident that they’ll cover the cost of repairs. To your dismay, they deny your claim, leaving you with a hefty $2,500 bill you thought was covered.

Subscription Contracts

Auto-Renewal Scams: The $2 Billion Subscription Trap

Imagine this: You sign up for a magazine subscription, thinking you'll evaluate it for a year. Fast forward 12 months, and you see an unexpected charge on your credit card statement. You've been auto-renewed without your explicit consent, and now you're stuck paying for

Contract Clauses

Class Action Waivers: What You Give Up When You Sign

Imagine this: You eagerly open the box of your new gadget and begin setting it up, only to find it doesn't work as promised. Frustrated, you consider joining a class action lawsuit with others facing the same issue, only to discover you can't. Why? Because hidden

Contract Clauses

What is Binding Arbitration? (And Why You Should Avoid It)

Imagine signing up for a seemingly innocuous service, only to find out later that instead of your day in court, you're bound to a private proceeding that often favors the company—not you. This is the reality many face due to binding arbitration clauses lurking in the fine

Subscription Contracts

Planet Fitness vs LA Fitness vs Gold's Gym: Contract Terms Compared

Picture this: You've finally decided to join a gym to kickstart your fitness journey. You walk into a sleek facility, are greeted by friendly staff, and before you know it, you're signing a contract. Fast forward a few months, and you're hit with unexpected

Subscription Contracts

Gym Membership Contract Gotchas: How to Cancel Without Losing Money

Imagine this: it's January, and you've set a New Year's resolution to get fit. You sign up for a gym membership with grand plans of hitting the treadmill every day. Fast forward to March, and life happens—work gets busy, and your gym visits

Rental Agreements

Security Deposit Scams: Why You Might Not Get Your Money Back

Imagine this: you've finally found the perfect apartment, signed the lease, and moved in. Fast forward a year, and you're ready to move out, but there's a problem—your security deposit not returned. Unfortunately, you're not alone. This scenario plays out for

Rental Agreements

Automatic Rent Increases: How Landlords Lock You Into Higher Prices

Imagine this: You’ve just settled into a cozy apartment, only to find out a year later that your rent is going to skyrocket. How did this happen? You didn’t catch the automatic rent increase clause buried in your lease. This common pitfall can catch even the savviest renters

Rental Agreements

Red Flags in Apartment Leases: 12 Terms to Never Accept

Imagine this: you’re excited to move into your new apartment, a place you’ll call home for the next year. But a few months in, you find out about hidden fees and unfair terms that drain your bank account. You’re not alone. In fact, according to a recent

Vehicle Warranties

Why Your Vehicle Warranty Denied Your Claim (And How to Avoid It)

Imagine this: your car breaks down, and you're staring at a repair bill of $3,200. Fortunately, you have a warranty, right? But when you submit your claim, it’s denied. You’re left wondering, "Why was my warranty claim rejected?" You're not alone.

Vehicle Warranties

CarShield vs. Endurance vs. CARCHEX: Contract Red Flags Compared

Imagine this: you're cruising down the highway, confident in your car's protection, when suddenly your vehicle breaks down. The repair bill? A staggering $3,000. You reach for your vehicle warranty, only to discover the coverage isn’t what you thought it was. This scenario is

Vehicle Warranties

Component Exclusions in Vehicle Warranties: What They Don't Cover

Imagine you’ve just purchased a vehicle with a seemingly unbeatable 200K mile warranty. You drive confidently, assured that you’re protected for the long haul. But as your odometer creeps past 150K miles, your engine sputters, and you discover a harsh truth: the warranty excludes coverage for major components